Jonathan Caguioa

Mortgage Advisor

NMLS: 250609 & CA DRE: 01137630

949-241-2527

lenderguide@allianzemortgage.com

Jonathan Caguioa Mortgage Advisor

Blog

INETEREST ONLY W/ 40 YR LOAN TERM

INETEREST ONLY W/ 40 YR LOAN TERM

Posted by Jonathan Caguioa at Feb. 04, 2023 10 Year Interest Only Period. Qualify at Payment Amortized Over 30 Years! Loan Amounts up to $3 Million We get 75% of 1099 Gross Income to Qualify Eligible Up to 85% LTV 700 Minimum FICO

Feb 04, 2023 |

P&L ONLY OPTION

P&L ONLY OPTION

Posted by Jonathan Caguioa at Feb. 04, 2023 Loan Amounts Up to $3 Million! 12 to 24 Months P&L Minimum 700 FICO Maximum 75% LTV Maximum 50% DTI Cash-Out Available 7/6, 10/6 ARM and 15 or 30 year Fixed Interest Only availabl

Feb 04, 2023 |

40 Year Loan Term

40 Year Loan Term

Posted by Jonathan Caguioa at Jan. 30, 2023 Our 40 year loan term is amortized over 30 years with the first 10 years being interest only. Borrower must qualify at the 30 year amortized payment. Great program for 1099 borrowers. We do no

Jan 30, 2023 |

NON- QM PROGRAMS

NON- QM PROGRAMS

Posted by Jonathan Caguioa at Jan. 27, 2023 Innovative Non-QM programs to broaden your possibilities to close more deals. Highlights include: Bank Statements Only / Alt Doc (12 or 24 Months) Asset Depletion  DSCR (Debt Service Cov

Jan 27, 2023 |

CHOOSING THE BEST MORTGAGE OPTIONS FOR UNIQUE CIRCUMSTANCES

CHOOSING THE BEST MORTGAGE OPTIONS FOR UNIQUE CIRCUMSTANCES

Posted by Jonathan Caguioa at Dec. 21, 2022 Not all loan products are the same, nor are borrower situations. For first-time homebuyers, you’ll most likely hear about the most popular 30-year fixed-rate conventional loan, and there’s no

Dec 21, 2022 |

2023 California Conforming Maximum Loan Limits

2023 California Conforming Maximum Loan Limits

Posted by Jonathan Caguioa at Dec. 05, 2022 2023 California County Loan Limits County 1-Family Limit 2-Family Limit 3-Family Limit 4-Family Limit ALAMEDA                   $1,089,300    

Dec 05, 2022 |