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40 Year Loan Term

Posted by Jonathan Caguioa at Jan. 30, 2023 Our 40 year loan term is amortized over 30 years with the first 10 years being interest only. Borrower must qualify at the 30 year amorti Jan 30, 2023

NON- QM PROGRAMS

Posted by Jonathan Caguioa at Jan. 27, 2023 Innovative Non-QM programs to broaden your possibilities to close more deals. Highlights include: Bank Statements Only / Alt Doc (12 Jan 27, 2023

CHOOSING THE BEST MORTGAGE OPTIONS FOR UNIQUE CIRCUMSTANCES

Posted by Jonathan Caguioa at Dec. 21, 2022 Not all loan products are the same, nor are borrower situations. For first-time homebuyers, you’ll most likely hear about the most popula Dec 21, 2022

2023 California Conforming Maximum Loan Limits

Posted by Jonathan Caguioa at Dec. 05, 2022 2023 California County Loan Limits County 1-Family Limit 2-Family Limit 3-Family Limit 4-Family Limit Dec 05, 2022

3-2-1 Buydown

Posted by Jonathan Caguioa at Oct. 25, 2022 What Is a 3-2-1 Buydown Mortgage? A 3-2-1 buydown mortgage is a type of loan that charges lower interest rates for the first three years Oct 25, 2022

FHA VOE Only Program Highlights

Posted by Jonathan Caguioa at Oct. 12, 2022 FHA VOE ONLY HIGHLIGHTS NO Paystubs. NO W2s. NO 1040s. NO 4506C! Minimum 620 FICO for up to 96.5% LTV 580-619 FICO, maximum of 90% L Oct 12, 2022