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CalHFA Down Payment Assistance Program

Posted by Jonathan Caguioa at Apr. 21, 2023 The CalHFA Down Payment Assistance Program is a California-based program that provides financial assistance to eligible first-time homebu Apr 21, 2023

CalHFA Dream Home Up to 20% Down Assistance

Posted by Jonathan Caguioa at Mar. 27, 2023 Program Eligibility Review the guidelines below for both Borrower and Property Requirements to determine if you may be eligible to apply Mar 27, 2023

Debt Service Coverage Ratio - DSCR

Posted by Jonathan Caguioa at Mar. 18, 2023 Our Non-QM Debt Service Coverage Ratio (DSCR) loan allows a borrower to qualify for a mortgage based on cash flow generated Mar 18, 2023

HOW TO PROFIT FROM BUYING A HOME NOW DESPITE RISING RATES

Posted by Jonathan Caguioa at Mar. 06, 2023 Mortgage rates have steadily risen over the last few weeks, leading many potential homebuyers to pause their search. While it is understa Mar 06, 2023

100% FHA Financing - NADA

Posted by Jonathan Caguioa at Mar. 04, 2023 Nothing Down, 100% FHA Purchase Financing - One submission, one approval, one closing. Program Features: 680 FICO Min DTI per AUS L Mar 04, 2023

WHAT'S THE MAX DEBT-TO-INCOME (DTI) RATIO FOR A MORTGAGE?

Posted by Jonathan Caguioa at Feb. 27, 2023 Debt-to-income (DTI) ratio determines what mortgage you’re eligible for. So before getting pre-approved, your mortgage advisor will revie Feb 27, 2023