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CAN YOU BUY A HOME WITHOUT A CREDIT SCORE?

Posted by Jonathan Caguioa at Jan. 04, 2022 CAN YOU BUY A HOME WITHOUT A CREDIT SCORE? Your credit history and credit score are among the top factors lenders consider when they app Jan 04, 2022

Putting Less Than 20% Down?

Posted by Jonathan Caguioa at Dec. 27, 2021 Putting less down on your home loan can save you money upfront. But it can be expensive when you roll in the cost of private mortgage ins Dec 27, 2021

California Conforming Loan Limits 2022

Here are the 2022 Conforming limits for all 58 counties in California. “One-Unit” refers to a property with one structure (ie a Single Family Residence – SFR), “Two-Unit” Dec 20, 2021

HOW DO MORTGAGE LENDERS DECIDE HOW MUCH YOU CAN BORROW?

Posted by Jonathan Caguioa at Dec. 20, 2021 HOW DO MORTGAGE LENDERS DECIDE HOW MUCH YOU CAN BORROW? When you apply for a loan, your mortgage lender informs you of the maximum amoun Dec 20, 2021

Loan Programs For Unique Borrowers

Posted by Jonathan Caguioa at Dec. 10, 2021 Let Allianze Mortgage Services be your one-stop solution for all things Non-QM. From bank statements to P&Ls to Investor Dec 10, 2021

How Does An Appraisal Affect Your Refinance?

Posted by Jonathan Caguioa at Nov. 27, 2021 RATES: Refinance rates are dependent on the value of your home. If an appraisal shows that your home value has increased, you may be el Nov 27, 2021