Jonathan Caguioa

Mortgage Advisor

NMLS: 250609 & CA DRE: 01137630

949-241-2527

lenderguide@allianzemortgage.com

Jonathan Caguioa Mortgage Advisor

Blog

Who Qualifies For A Reverse Mortgage?

Who Qualifies For A Reverse Mortgage?

Posted by Jonathan Caguioa at Oct. 21, 2021 Who Qualifies For A Reverse Mortgage? A reverse mortgage is a loan for homeowners over 62 years of age who have substantial equity in their homes. With this loan, they can borrow against thei

Oct 21, 2021 |

3% DOWN CONVENTIONAL

3% DOWN CONVENTIONAL

Posted by Jonathan Caguioa at Oct. 12, 2021 Down payment as low as 3% even for first-time buyers Typically faster, easier and with a lower monthly payment than

Oct 12, 2021 |

Brokers vs Big Banks

Brokers vs Big Banks

Posted by Jonathan Caguioa at Oct. 12, 2021 The difference between us and big banks? We work with several lenders and can offer hundreds of mortgage products, not just two or three. As a result, your clients get:

Oct 12, 2021 |

Reverse Mortgage

Reverse Mortgage

Posted by Jonathan Caguioa at Oct. 04, 2021 If you are 62 or older and need to review your personalized investment and retirement plan, are you prepared to.... Eliminate your mortgage payments? Stretch retirement savings? Preserve

Oct 04, 2021 |

Self-Employed Mortgages Just Got Easier!

Self-Employed Mortgages Just Got Easier!

Posted by Jonathan Caguioa at Oct. 04, 2021 ASSET UTILIZATION to 90% LTV - COMBINE INCOME with QUALIFIED ASSETS DIV. by 36 /QUALIFIED ASSETS DIVIDED by 60   1099's IN LIEU of BANK STATEMENTS or TAX RETURNS to QUALIFY to 90% LTV

Oct 04, 2021 |

VA

VA

Posted by Jonathan Caguioa at Oct. 04, 2021 The VA loan was designed to offer long-term financing to eligible American Veterans or their surviving spouses (provided they do not remarry). The basic intention of the VA direct home loan pr

Oct 04, 2021 |