Jonathan Caguioa

Mortgage Advisor

NMLS: 250609 & CA DRE: 01137630

949-241-2527

lenderguide@allianzemortgage.com

Jonathan Caguioa Mortgage Advisor

Blog

USDA

USDA

Posted by Jonathan Caguioa at Oct. 04, 2021 Take advantage of our elite USDA rates starting at 640 FICO Special low rates for qualified borrowers – $125,000 minimum loan amount 100% financing – no down payment required Po

Oct 04, 2021 |

FHA

FHA

Posted by Jonathan Caguioa at Oct. 04, 2021 Too many people put off buying a home because they think they need a big down payment. We can help. Our FHA loans are perfect for homebuyers with limited savings and easier to qualify for than

Oct 04, 2021 |

A Guide to Refinancing

A Guide to Refinancing

Posted by Jonathan Caguioa at Sep. 26, 2021 https://www.blink.mortgage/app/signup/p/allianzemortgageservicesinc/jonathancaguioaBelow are a list of items needed for review. Please provide those that apply to you.   REFINANCE OR EQUITY

Sep 26, 2021 |

When to Refinance a Mortgage: Is Now a Good Time?

When to Refinance a Mortgage: Is Now a Good Time?

Posted by Jonathan Caguioa at Jul. 26, 2021 With mortgage rates near rock bottom, it's a good time to refinance a mortgage, right? Sure, in many cases, no doubt. As a matter of fact, 17% of U.S. homeowners with a mortgage on their prim

Jul 26, 2021 |

Prequalified And Pre-approved: What's the Difference?

Prequalified And Pre-approved: What's the Difference?

Posted by Jonathan Caguioa at Jul. 23, 2021 If you're thinking about buying a home, then you've probably heard the terms "pre-approval" and "prequalification." While often used interchangeably, there's a slight difference between the tw

Jul 23, 2021 |

NON-QM ENHANCEMENTS

NON-QM ENHANCEMENTS

Posted by Jonathan Caguioa at Jul. 15, 2021 GUIDELINE UPDATES TRADELINES Provided the primary wage earner has three credit scores, the minimum tradelines are satisfied. An alternative tradeline option has been added.

Jul 15, 2021 |