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Prequalified And Pre-approved: What's the Difference?

Posted by Jonathan Caguioa at Jul. 23, 2021 If you're thinking about buying a home, then you've probably heard the terms "pre-approval" and "prequalification." While often used inte Jul 23, 2021

NON-QM ENHANCEMENTS

Posted by Jonathan Caguioa at Jul. 15, 2021 GUIDELINE UPDATES TRADELINES Provided the primary wage earner has three credit scores, the minimum tradelines are satisfied. Jul 15, 2021

Gift Equity Purchase

Posted by Jonathan Caguioa at Jul. 13, 2021 When homeowners sell the family home to a loved one, they may wish to do so at a discounted rate. When this happens, the difference betwe Jul 13, 2021

Exploring The Pros and Cons Of An Interest-Only Mortgage Loan

Posted by Jonathan Caguioa at Jul. 07, 2021 An interest-only mortgage starts with payments that only pay down the mortgage interest. Generally, this makes your monthly payments lowe Jul 07, 2021

TOP 10 MYTHS ABOUT REVERSE MORTGAGE

Posted by Jonathan Caguioa at Jun. 29, 2021 MYTH 1: I cannot get a reverse mortgage if I have an existing mortgage. FACT: False. If your house isn’t paid off, the proceeds you recei Jun 29, 2021

Is Buying A Home With Bad Credit A Smart Choice?

Posted by Jonathan Caguioa at Jun. 23, 2021 Have less-than-optimal credit? That doesn't necessarily mean you have to put your dreams of homeownership on pause. There are several fa Jun 23, 2021