Blog

Learn About Deducting Mortgage Interest From Your Taxes

Posted by Jonathan Caguioa at Jan. 20, 2022 One of the perks of a mortgage is the "mortgage interest deduction." Read on to learn what a mortgage deduction is, how much you can redu Jan 20, 2022

2022 Housing Market Forecast

Posted by Jonathan Caguioa at Jan. 14, 2022 The US housing market had an epic 2021, with an estimated 6 million homes purchased last year. However, benefitting from these sales depe Jan 14, 2022

CAN YOU BUY A HOME WITHOUT A CREDIT SCORE?

Posted by Jonathan Caguioa at Jan. 04, 2022 CAN YOU BUY A HOME WITHOUT A CREDIT SCORE? Your credit history and credit score are among the top factors lenders consider when they app Jan 04, 2022

Putting Less Than 20% Down?

Posted by Jonathan Caguioa at Dec. 27, 2021 Putting less down on your home loan can save you money upfront. But it can be expensive when you roll in the cost of private mortgage ins Dec 27, 2021

California Conforming Loan Limits 2022

Here are the 2022 Conforming limits for all 58 counties in California. “One-Unit” refers to a property with one structure (ie a Single Family Residence – SFR), “Two-Unit” Dec 20, 2021

HOW DO MORTGAGE LENDERS DECIDE HOW MUCH YOU CAN BORROW?

Posted by Jonathan Caguioa at Dec. 20, 2021 HOW DO MORTGAGE LENDERS DECIDE HOW MUCH YOU CAN BORROW? When you apply for a loan, your mortgage lender informs you of the maximum amoun Dec 20, 2021