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Alternative Doc Programs

Posted by Jonathan Caguioa at Mar. 14, 2021 Alternative Lending Solutions! ADVANTAGE PROGRAM (No tax returns or 4506 for wage earners or self-employed borrower) Loan Amount up Mar 14, 2021

First-Time Home Buyers Must Avoid These Mistakes

Posted by Jonathan Caguioa at Feb. 25, 2021 There are many common mistakes first-time home buyers make. Some are minor, while others can end up being costly. Fortunately, several of Feb 25, 2021

Earnest Money Deposit Versus Good Faith Deposit: What's The Difference

Posted by Jonathan Caguioa at Feb. 10, 2021 There are other costs associated with buying a home beside the down payment. Some of those include fees for the appraisal, home inspectio Feb 10, 2021

What Every Homebuyer Needs to Know About Home Sale Contingencies

Posted by Jonathan Caguioa at Jan. 21, 2021 A contingent offer is an offer that has been accepted with the final sale depending on meeting specific criteria. What sort of criteria? Jan 21, 2021

What Are Originating Fees and Can They Be Avoided?

Posted by Jonathan Caguioa at Jan. 14, 2021 An origination fee is part of the multi-step process of getting a loan and includes the cost of processing the application, underwriting, Jan 14, 2021

Your Guide To Managing Your Credit Score

Posted by Jonathan Caguioa at Jan. 06, 2021 Your Guide to Managing Your Credit Score You've likely heard of the term "credit score," but how familiar are you with what it represent Jan 06, 2021