Jonathan Caguioa

Mortgage Advisor

NMLS: 250609 & CA DRE: 01137630

949-241-2527

lenderguide@allianzemortgage.com

Jonathan Caguioa Mortgage Advisor

Blog

Self-Employed Mortgages Just Got Easier!

Self-Employed Mortgages Just Got Easier!

Posted by Jonathan Caguioa at Oct. 04, 2021 ASSET UTILIZATION to 90% LTV - COMBINE INCOME with QUALIFIED ASSETS DIV. by 36 /QUALIFIED ASSETS DIVIDED by 60   1099's IN LIEU of BANK STATEMENTS or TAX RETURNS to QUALIFY to 90% LTV

Oct 04, 2021 |

Reverse Mortgage

Reverse Mortgage

Posted by Jonathan Caguioa at Oct. 04, 2021 If you are 62 or older and need to review your personalized investment and retirement plan, are you prepared to.... Eliminate your mortgage payments? Stretch retirement savings? Preserve

Oct 04, 2021 |

A Guide to Refinancing

A Guide to Refinancing

Posted by Jonathan Caguioa at Sep. 26, 2021 https://www.blink.mortgage/app/signup/p/allianzemortgageservicesinc/jonathancaguioaBelow are a list of items needed for review. Please provide those that apply to you.   REFINANCE OR EQUITY

Sep 26, 2021 |

When to Refinance a Mortgage: Is Now a Good Time?

When to Refinance a Mortgage: Is Now a Good Time?

Posted by Jonathan Caguioa at Jul. 26, 2021 With mortgage rates near rock bottom, it's a good time to refinance a mortgage, right? Sure, in many cases, no doubt. As a matter of fact, 17% of U.S. homeowners with a mortgage on their prim

Jul 26, 2021 |

Prequalified And Pre-approved: What's the Difference?

Prequalified And Pre-approved: What's the Difference?

Posted by Jonathan Caguioa at Jul. 23, 2021 If you're thinking about buying a home, then you've probably heard the terms "pre-approval" and "prequalification." While often used interchangeably, there's a slight difference between the tw

Jul 23, 2021 |

NON-QM ENHANCEMENTS

NON-QM ENHANCEMENTS

Posted by Jonathan Caguioa at Jul. 15, 2021 GUIDELINE UPDATES TRADELINES Provided the primary wage earner has three credit scores, the minimum tradelines are satisfied. An alternative tradeline option has been added.

Jul 15, 2021 |