Jonathan Caguioa

Mortgage Advisor

NMLS: 250609 & CA DRE: 01137630

949-241-2527

lenderguide@allianzemortgage.com

Jonathan Caguioa Mortgage Advisor

Blog

Earnest Money Deposit Versus Good Faith Deposit: What's The Difference

Earnest Money Deposit Versus Good Faith Deposit: What's The Difference

Posted by Jonathan Caguioa at Feb. 10, 2021 There are other costs associated with buying a home beside the down payment. Some of those include fees for the appraisal, home inspection, and title work. Today, we want to focus on costs cal

Feb 10, 2021 |

What Every Homebuyer Needs to Know About Home Sale Contingencies

What Every Homebuyer Needs to Know About Home Sale Contingencies

Posted by Jonathan Caguioa at Jan. 21, 2021 A contingent offer is an offer that has been accepted with the final sale depending on meeting specific criteria. What sort of criteria? That's what this article will explain. Bookmark this re

Jan 21, 2021 |

What Are Originating Fees and Can They Be Avoided?

What Are Originating Fees and Can They Be Avoided?

Posted by Jonathan Caguioa at Jan. 14, 2021 An origination fee is part of the multi-step process of getting a loan and includes the cost of processing the application, underwriting, and financing the loan. The lender may combine the fee

Jan 14, 2021 |

Your Guide To Managing Your Credit Score

Your Guide To Managing Your Credit Score

Posted by Jonathan Caguioa at Jan. 06, 2021 Your Guide to Managing Your Credit Score You've likely heard of the term "credit score," but how familiar are you with what it represents? Here is everything you need to become an expert at m

Jan 06, 2021 |

7 First-Time Homebuyer Programs You Need to Know About

7 First-Time Homebuyer Programs You Need to Know About

Posted by Jonathan Caguioa at Dec. 09, 2020 Owning a home is one of the surest ways to build personal wealth. But you don't need to have "wealth" to get started. There are many first-time buyer home loan programs available --each with t

Dec 09, 2020 |

Breaking Down The Pros and Cons of a 30-Year Fixed-Rate Home Loan

Breaking Down The Pros and Cons of a 30-Year Fixed-Rate Home Loan

Posted by Jonathan Caguioa at Nov. 11, 2020 Are you considering a 30-year fixed-rate mortgage? We're not surprised. Thanks to an extended repayment period and fixed-rate, homeowners can count on a predictable low monthly payment. Here's

Nov 11, 2020 |