Jonathan Caguioa

Mortgage Advisor

NMLS: 250609 & CA DRE: 01137630

949-241-2527

lenderguide@allianzemortgage.com

Jonathan Caguioa Mortgage Advisor

Blog

What's New with Purchasing a Home in 2020

What's New with Purchasing a Home in 2020

Posted by Jonathan Caguioa at Oct. 08, 2020 The coronavirus outbreak has changed certain aspects of home buying. In some ways, it’s become more challenging. However, in many ways, it’s actually improved. Here are some of the differences

Oct 08, 2020 |

Reverse Mortgage - Before You Consider It

Reverse Mortgage - Before You Consider It

Posted by Jonathan Caguioa at Nov. 09, 2019   Nobody hesitates to take out a mortgage to buy their home. So what is the controversy around Reverse Mortgages all about? Honestly, I don’t know. In the right situation, the benefits certa

Nov 09, 2019 |

How Loan Amounts Affect Rates

How Loan Amounts Affect Rates

Posted by Jonathan Caguioa at Jun. 18, 2019 Several factors determine your rate such as; credit score, down payment, type of property, type of loan, type of occupancy, loan amount and county you live in or are looking to purchase. In th

Jun 18, 2019 |

What are Closing Costs?

What are Closing Costs?

Posted by Jonathan Caguioa at May. 13, 2019 Closing costs are fees associated with your home purchase that are paid at the closing of a real estate transaction. Closing is the point in time when the title of the property is transferred

May 13, 2019 |

Guide To Becoming a Successful Homeowner

Guide To Becoming a Successful Homeowner

Posted by Jonathan Caguioa at Mar. 31, 2019 Applying for a home is like telling a story - your story. The more detailed you are, the easier it will be for your lender to take the guess work out of the way in processing your application

Mar 31, 2019 |

FHA FAQ's

FHA FAQ's

Posted by Jonathan Caguioa at Mar. 12, 2019 An FHA loan is a government-backed mortgage insured by the Federal Housing Administration, or FHA for short. Popular with first-time homebuyers, FHA home loans require lower minimum credit sco

Mar 12, 2019 |