Jonathan Caguioa
Mortgage Advisor
NMLS: 250609 & CA DRE: 01137630
Jonathan Caguioa
Mortgage Advisor
NMLS: 250609 & CA DRE: 01137630
Posted by Jonathan Caguioa at Jul. 13, 2021 When homeowners sell the family home to a loved one, they may wish to do so at a discounted rate. When this happens, the difference between the home’s market value and its sale price acts as a
Jul 13, 2021 |
Posted by Jonathan Caguioa at Jul. 07, 2021 An interest-only mortgage starts with payments that only pay down the mortgage interest. Generally, this makes your monthly payments lower than a typical mortgage payment. This option is attra
Jul 07, 2021 |
Posted by Jonathan Caguioa at Jun. 29, 2021 MYTH 1: I cannot get a reverse mortgage if I have an existing mortgage. FACT: False. If your house isn’t paid off, the proceeds you receive from the reverse mortgage must first be used to pay
Jun 29, 2021 |
Posted by Jonathan Caguioa at Jun. 23, 2021 Have less-than-optimal credit? That doesn't necessarily mean you have to put your dreams of homeownership on pause. There are several factors that mortgage lenders consider when you apply for
Jun 23, 2021 |
Posted by Jonathan Caguioa at Jun. 18, 2021 FHA Purchase 550 Min FICO / 90% LTV 580 FICO / 96.50% LTV FHA Streamline Refinance (No Income Documentation) 580 Min FICO / 90% LTV 600 Min FICO 97.75% LTV FHA Cash Out Refinance
Jun 18, 2021 |
Posted by Jonathan Caguioa at May. 12, 2021 An escrow account is for making payments toward your real estate fees like taxes and insurance. It helps make these fees more manageable through monthly installments rather than paying a large
May 12, 2021 |